I want to know the answer to the following question:
In January 2010, what markets did Mark Zandi testify about that remain impaired and investors anticipate more loan losses?
All the background I'm provided with is that "In 2009, private issuance was less than $150 billion, and almost all of it was asset-backed issuance supported by the Federal Reserve's TALF program to aid credit card, auto and small-business lenders.". Is that enough to answer the question?
Answer: no