Take the following as truth: If you're a pessimist and don't trust your future self to be frugal, then you might as well spend all your money today so it doesn't fall into the hands of that future spendthrift.
Then the following statement: "If you don't trust your future self with money, it's best to change your habits now, instead of just spending money." is true, false, or inconclusive?
Answer: False