Take the following as truth: To understand how individual accounts might affect national saving, it is necessary to examine the first-order effects accounting for how the government might fund the accounts and then to consider how people might adjust their saving in response to a new account program.
Then the following statement: "Based on what changes the government mandated, people need to change the way they save in their individual accounts." is true, false, or inconclusive?
Answer: Inconclusive