Take the following as truth: The data also showed that black homeowners earning more than $70,000 a year were more likely to get subprime loans than white homeowners earning less than $30,000 a year, a pattern that reflected national trends.
Then the following statement: "Black homeowners, despite their income, had a harder time convincing lenders to offer money for the mortgage." is true, false, or inconclusive?
Answer: Inconclusive