Take the following as truth: For a summary of recent studies addressing retirement saving adequacy, see Paul Yakoboski, Retirement Plans, Personal Saving, and Saving Adequacy, Employee Benefit Research Institute, EBRI Issue Brief  
Then the following statement: "Recent studies addressing retirement saving adequacy indicate that 80% of people won't have enough money to retire. " is true, false, or inconclusive?
Answer: Inconclusive