Question: how to buy a house with bad credit and no job?
Answer: Ditch Your Debt. To get a mortgage without a job, you need to prove you're doing fine without one. ...  Submit to Subprime. A subprime mortgage is one with a higher interest rate than prime. ...  Find a Co-Signer. A co-signer is a person who agrees to guarantee your mortgage. ...  Commit to a Carry-Back. ...  Tips for Freelancers.