Question: what does it take to get an fha loan?
Answer: Have verifiable income. ...  Be able to afford the housing payment AND any existing debt. ...  Save at least a 3.5 percent down payment. ...  Have an established credit history. ...  Have a FICO score of at least 580-640. ...  Purchase a home that does not exceed FHA loan limits. ...  Apply for the correct type of FHA loan.