Question: how to buy a house with low monthly payments?
Answer: 9 strategies to reduce your mortgage payment. While not all of these apply to every loan scenario, and some require a cash outlay, one of these may work for you. ...  Buy a cheaper house. ...  Increase your down payment. ...  Have your seller pay your PMI. ...  Pay points. ...  Drop mortgage insurance coverage. ...  Recast your loan. ...  Refinance.