Question: questions to ask if you are a first time home buyer?
Answer: How much mortgage can I afford? ...  What do I need to qualify for a loan? ...  Should I get a fixed rate or adjustable rate mortgage? ...  What is PMI? ...  Should I get a 15 or 30-year mortgage? ...  How much should I put down? ...  What are mortgage points? ...  Will I have to pay closing fees?