Question: how do you manage a budget?
Answer: Step 1: Set Realistic Goals. Goals for your money will help you make smart spending choices. ...  Step 2: Identify your Income and Expenses. ...  Step 3: Separate Needs and Wants. ...  Step 4: Design Your Budget. ...  Step 5: Put Your Plan into Action. ...  Step 6: Seasonal Expenses. ...  Step 7: Look Ahead.