Premise: 1st Valley Bank is a development bank (3rd in terms of assets) in the Philippines, based in Baroy, Lanao del Norte and servicing various areas in Mindanao, specifically the provinces of Lanao del Norte, Lanao del Sur, Misamis Occidental, Misamis Oriental, Bukidnon, Zamboanga del Norte, Zamboanga del Sur and Zamboanga Sibugay.
Hypothesis: There are two banks in the Philippines that have higher assets than 1st Valley Bank.