How Do I Pay My Medical Bills Until I Receive My Settlement?
It can be challenging to pay for medical bills while you are waiting for a settlement.
In Florida, drivers are required to carry Personal Injury Protection (PIP) with their car insurance which provides payment for medical expenses after an accident regardless of who was at fault. You can file the claim under your policy up to the limits described in your policy.
If you have exhausted your PIP coverage, one of the first resources that you might be able to turn to in the event of an accident or injury is your health insurance. Most car insurance companies do not pay your medical bills directly, but will instead reimburse you and your insurance company for any expenses that you have paid due to the accident. After an accident, be sure to give the ER, doctor, or hospital your insurance information.
If you have exhausted all other options, you might be able to sign an authorization and assignment with your medical provider which essentially is a contract between the healthcare provider, you, and your attorney that states that you agree to pay for the medical expenses out of your settlement.