Can I get one from any lender?
As long as you have a decent credit rating and can demonstrate that you can meet basic loan repayment criteria, then yes. You should be able to get one from any lender; however, you might find that some of your local banks are more competitive than others with their lending rates. The key is to shop around for rates. Remember that personal loans also come with additional costs, like annual fees and interest charges; these need to be factored into your decision-making process as well.