How does Root determine a person’s driving habits?
The Root app works with your smartphone sensors to gather and analyze data while you drive. The company analyzes these areas:
Smooth braking: Motorists who give themselves plenty of time to brake, as frequent, sudden braking can suggest driving too closely to the car ahead or inattention to the road
Gentle turning: People who ease into and out of each turn by slowing down
Safe hours: Drivers who don’t take late-night trips, especially on the weekends
Speed: People who don’t exceed the speed limit
Drivers who avoid distracted driving, stay within the speed limits, brake smoothly, turn gently, and drive during safer hours get lower rates.