When will my coverage renew if I use a special enrollment period?
If you enroll midyear using a special enrollment period, your health plan will still follow the same calendar-year schedule that’s used for all ACA-compliant individual market plans. So for example, if your special enrollment period allows you to enroll in a plan with an October 1 effective date, it will still have a plan year that ends December 31. You’ll start over with a new plan year just a few months after your coverage took effect.