How Do We Handle the Claims Process?
The Workers’ Compensation claims process can be complicated because workers may not understand how to report their injuries. Insurance companies that manage these policies want to know that workers were hurt on the job, and the claims process should include a recounting of the accident.nnIf the injury was deemed to be outside work hours or outside the typical duties of the job, the insurance company may deny these claims. Our Workers’ Compensation lawyers will ensure that all clients are proven to have been injured on the job. We understand how to file all the paperwork for the case, how to explain any medical care that is required, and how to handle any notice requirements as part of the claim or lawsuit.nnOne of the most important parts of the process is knowing how to talk to the insurance company. When the injury is reported to a supervisor, that supervisor will send the claim to the insurance carrier. Workers’ Compensation insurance could either approve care or begin asking questions.nnWe ask that clients do not give a recorded statement to the insurance company. The insurance company is responsible for determining if the injury should be compensated. Many clients might say something to the insurance company that could be used to deny coverage. When the insurance company denies coverage, we must investigate the case to determine the truth. The insurance company will be asked to settle so that they can provide coverage, or they could be taken to court to provide coverage.