Will People with Disabilities Be Charged More?
No! The Americans with Disabilities Act (ADA) prevents insurance providers from charging more for disabled people just because of their condition. While there are several disabilities, insurance companies consider the following conditions as disabilities:
Amputee or paraplegic
Hearing or vision loss
Cerebral palsy
Neurological conditions or mental health illness
Stroke
Wheelchair use
Epilepsy
Though insurance providers cannot charge more for disability, they consider disabled drivers riskier, thereby increasing their insurance costs.