Does Workers' Compensation Cover Your Care?
If you are an employee who is covered by workers' compensation, your doctor and hospital bills will be covered by your workers' compensation insurer. Your employer's insurance generally covers drugs and equipment prescribed by your doctor, along with traveling expenses for treatment. However, not all workers are covered by workers' compensation insurance. Some are independent contractors, self-employed or otherwise exempt. In these cases, injured workers cannot rely on their insurer to cover their medical expenses.