What credit score is needed for a 300k house?
Federal Housing Administration (FHA) loans need at least a 580 FICO Score with at least a 3.5% down payment (which amounts to $10,500 on a $300,000 home). Conventional loans require a minimum FICO Score of 620 along with a 3% down payment (which amounts to $9,000 on a $300,000 home).