Q. Does a Senior citizen health insurance plan cover paralysis attacks?
Health insurance is important for senior citizens because they are more susceptible to certain health conditions and require more medical care. Health insurance can help cover the cost of expensive treatments, medicines and other health care expenses, which is important for senior citizens with limited or no income. Without health insurance, senior citizens might be unable to afford the medical care they need. Health insurance will help in:
Paralysis is a medical situation where a person loses functioning muscles. It occurs because of damage to the nervous system. A person suffering from paralysis experiences sensory loss in the affected parts of the body. He also suffers from motor loss. Paralysis can be temporary as well as permanent. With physiotherapy, an individual can get his natural body strength back.Paralysis is a critical illness; therefore, it is not covered under a regular health insurance plan. A critical illness plan provides coverage for paralysis treatment. You can either add a critical illness rider to your existing health insurance policy or purchase a stand-alone critical illness policy.