What if My Insurer Claims I Don't Have Uninsured Motorist Coverage?
Suppose an insurance company claims that you do not have uninsured motorist coverage or that your uninsured motorist coverage is less than your liability limits. In that case, we will need to require proof from the insurance company that you selected or rejected the uninsured motorist coverage that they offered.
If the insurance company does not have this proof, your uninsured motorist coverage should mirror your liability coverage.