Does fleet insurance cover my personal usage on my fleet vehicles?
If you plan to use fleet vehicles for regular personal use, you will need additional personal insurance coverage to ensure that you’re adequately protected. Infrequent personal use may be covered, but it depends on the vehicle type; ones with specialized shelving, refrigeration units, or tool racks, may be excluded. Be sure to carefully review the specifics of your fleet insurance policy and consult with a broker to understand the extent to which you are covered.