Won't General Liability insurance cover my mistakes?
A general liability policy will cover many things, but it won’t cover your own mistakes. Here are some of the exclusions:Damage to your own propertyGeneral liability coverage is designed to protect you from third-party lawsuits. So, if you or your clients hit your camera equipment with a car, you probably can’t ask your general liability policy to cover you.Intentional damage to your propertyIt’s a no-brainer. No insurance company will cover you if you intentionally damage your property. As a photographer, you must take very good care of your equipment, because insurance won’t cover you against maintenance and wear and tear either!Professional errorsGeneral liability insurance doesn’t cover you against professional errors such as faulty work, client dissatisfaction, or errors and omissions. Photographers must get additional insurance policies if they want protection against such professional risks. Professional liability insurance is one policy that you can start with.