Is there a deductible in health insurance?
Yes. The deductible in health insurance is fixed and it is 150 euros per insurance period. You will only need to pay the deductible once in an insurance period. The insurance period is one year.  Example: You fall ill and make a claim on medical treatment expenses for the first time in the insurance period. The treatment expenses are 250 euros and your deductible is 150 euros. The compensation paid to you is 100 euros. You fall ill again and make a claim on a new treatment expense of 170 euros during the same insurance period. As you have already paid the full deductible during this insurance period, nothing is deducted from the second compensation, and you are paid 170 euros.   You can check your insurance period and deductible in our Insurance self-service.