What happens if you inherit money while on disability?
If you expect to receive an inheritance, it will not affect your eligibility for Social Security Disability Insurance (SSDI) but may affect your eligibility for Supplemental Security Income (SSI). This is due to the fact that SSDI and SSI are structured differently. Accepting an inheritance while receiving SSI may significantly impact your eligibility for SSI benefits through "countable resources," also known as resource assets.