What are HealthReturns?
HealthReturns is a special coverage feature offered under Aditya Birla’s Group Activ Health plan. Under this feature, if the insured members prove themselves healthy and lead a fit lifestyle, they can accumulate a part of their premiums in rewards. This accumulated benefit can be used to pay for excess claims, meet the deductibles on outpatient expenses, or other medical costs the plan does not cover.