Is it possible to have a different credit score at other reporting agencies?
Indeed, there are three credit reporting agencies, Equifax, Transunion, and Experian. Each credit reporting agency has its specific credit scoring models. As a result, if you check your credit report from each of the three reporting agencies, your score might differ. To complicate things even more, the scores provided by the credit reporting agencies might not even matter. Your lender is more than likely going get your credit score from FICO, a US company.