Do I Need Insurance for an RV?
In general, RV owners need RV insurance both for financial protection and because they may be required to carry coverage. Typically: Self-propelled RVs must have at least enough coverage to meet Missouri’s minimum mandatory motor vehicle insurance requirements. If your RV is financed, your lender will require you to carry certain coverage. Lender requirements may apply to both towable and self-propelled RVs.