What is a roofing insurance supplement?
An insurance claim supplement corrects the Scope of Loss (sometimes referred to as an insurance estimate) where items are omitted, overlooked, underpaid, or discovered after the adjuster’s initial assessment. Supplementing a claim is allowable, and insurance companies want the initial supplement request submitted and approved before work begins on the project. There also may be items that need to be repaired or replaced that are not noticed until after work has started. If this happens, a second supplement will be submitted. At Patriot Roofing & Restoration, our main goal is to do the job according to the manufacturer’s specifications and local and state building code requirements. Based on the review of your insurance carrier’s assessment and financial offer, we will work directly with your insurance carrier to ensure that all work is completed correctly. We will identify each item to be supplemented, write an explanation, and support our findings with pictures. Not every item may be approved. For that matter, it can vary from adjuster to adjuster and insurance company to insurance company. As the homeowner, your involvement in the process is key to ensuring that the insurance company pays for everything that needs to be repaired or replaced. Your involvement ensures that all you have to pay is your deductible. Once the insurance company approves a supplement you will receive a notification and a new or revised Scope of Loss from your insurance company. Payment of the supplement may come as additional checks from your insurance company to be paid to your roofing contractors in Maumelle, AR.