What are financial transaction devices?
A “financial transaction device” includes any instrument or device representing a financial account or affecting the financial interest of the account holder that can be used to obtain cash, goods, property, or services or to make financial payments. Financial transaction devices under this act do not include checks, but include many other commonly used financial transaction cards, including: Credit cards; Banking cards; Debit cards; ATM cards; ETF or electronic fund transfer cards; or Guaranteed check cards.