Which loans will I be accepted for?
When you are looking to borrow money, which loans you will be accepted for depend on your own individual circumstances. Lenders take into account your earnings, outgoings, your credit history (including whether you have repaid things in the past), whether you are employed or self-employed, and whether you are keeping up your payments on existing loans, credit cards, your mobile telephone and so on.
If you would like to see which loans you would be accepted for, then you could use a comparison site to see what is available to you. If you want to see if you qualify for a loan with a lender directly, many have an eligibility check which means you can check if you could get a loan before you go through a full application. Prior to using an eligibility check, a loan calculator is often available which will give a view on how much the monthly repayments may be, and what the total amount repayable will be based on the term and loan amount you want to borrow.