Do you still need Family Travel Insurance if you have a GHIC card?
The UK Government advises that you should always have Travel Insurance with medical cover included no matter what country you visit. The GHIC covers your medical costs whilst in Europe, but it will not cover any other medical-related costs, such as transport to and from the hospital, or repatriation. The GHIC also does not cover other holiday mishaps, such as lost baggage or cancellations.