Can a lender refuse to work with a debt consolidation company?
It’s possible that a lender may not agree to work with a payday loan consolidation company and insist on dealing directly with the borrower. But it is unlikely. Don’t forget that the primary objective of the lender is to get their money back. In many situations, debt consolidation services provide the best possibility of that happening. The alternative can be defaults, lawsuits, and prolonged uncertainty. Creditors don't like anything unpredictable.