What are the types of exclusions within medical and health takaful coverage?
There are two types of exclusions:
General exclusion refers to risks that are not covered by the takaful operator and it applies to all customers.
Specific exclusion refers to risks that are not covered by the takaful operator that are specific to you based on your previous medical history.
Please ensure that you go through and understand the General exclusions or Specific exclusions (if there is) that will be clearly stated in the certificate contract.