Does Medigap include prescriptions?
A Medigap policy only provides coverage for one individual. In the past, some Medigap insurance sold included prescription medicines. However, prescription medication coverage is not permitted in Medigap insurance sold after January 1, 2006. You can enroll in a Medicare Prescription Medication Plan if you need prescription drug coverage (Part D). In addition, there are several other types of coverage available through Medigap policies. These include: Hospitalization - If you are hospitalized, you may be able to receive coverage for the cost of your stay. Medical - This coverage pays for medical expenses incurred by you or someone listed on the policy as an insured person. It can also cover costs related to hospital stays and surgeries. Dental - This coverage pays for dental services provided by a dentist practicing in a community where you live. It can also cover costs related to preventive care services such as cleanings and exams. Vision - This coverage pays for eyeglasses and contact lenses purchased from an eye doctor who practices in a community where you live. It can also cover costs related to diagnostic tests and visits to clinics. Nursing Home Care - If you need long-term care, this coverage will help pay for it. It can also help cover the cost of staying in a nursing home.