Does motorcycle insurance cover modifications?
Budget Direct covers all aftermarket modifications to your comprehensively insured motorcycle, except:
custom paintwork (excluding decals/stickers)
ECU (electronic control unit) remap or upgrade
frame or subframes
nitrous oxide kit
turbo or supercharged.
You need to tell us about any modifications, accessories and options when you purchase your policy, or afterwards if you make any changes to your motorcycle so they are covered.