Should I pay for a Credit Privacy Number (CPN) to improve my credit?
Credit Privacy Numbers (CPNs) are often marketed as a way to establish a new credit identity, but using them is illegal and considered a form of identity theft. CPNs do not effectively improve credit scores and can lead to serious legal consequences. Instead of falling for the CPN myth, focus on legitimate credit repair strategies, such as disputing inaccurate information and practicing responsible credit management.