Do all doctors accept insurance?
Most primary care physicians accept medical insurance, including family medicine doctors, internal medicine doctors, and pediatricians. However, doctors are not required to accept medical insurance for their services. The reasons that some medical doctors do not accept insurance usually amount to matters of practicality and convenience, as there can be extra paperwork, and insurance companies do not always reimburse doctors the amount they believe they are entitled to. While most doctors accept insurance, not all services provided by doctors are covered by insurance. With that being said, most essential medical services are covered by insurance plans. Medical services that insurance plans do not typically provide coverage for cosmetic treatments, non-essential surgeries, or services that the Food and Drug Administration (FDA) does not recognize or approve. With that in mind, it is a good idea to familiarize yourself with the medical services your health insurance provider covers as well as the percentage of the cost they will cover, so you will have a good idea of what to expect before your doctor’s appointment. It is also worthwhile to verify with the medical clinic you are visiting that they accept insurance and find out which health insurance plans they accept before your visit.