What are my options to catchup on late payments for housing and utilities?
States received federal funding to help with delinquent housing and utility costs. You can receive help for up to 12 missed payments. However, the aid is offered on a first-come, first serve basis, so you must apply now before the money runs out. Homeowners have multiple options at the end of a forbearance, which includes deferring payments to the end of the loan or modifying the loan to permanently lower the monthly payment.