Are your auto insurance rates going to increase after you file a claim?
Sometimes, your insurance rates may go up. However, this depends on what insurance company you use. Sometimes, insurance companies provide their customers with “accident forgiveness” programs. With this, a first-time accident does not cause your rates to increase. However, if you file a claim, your risk profile will increase. As a result, your insurance premium may increase. To know the exact impact, talk to your insurance company.