What does in-network mean?
A provider or health care facility that is contracted as part of your insurance plan’s network of providers. Services have been negotiated at a discounted rate.
You’ll still be responsible for any copays, coinsurance, or deductible amounts, but going to a therapy facility that is in-network with your insurance provider will be billed at a lower cost. And your deductible may be lower if you use an in-network provider.