This comforter is absolutely luxurious! I don't know why I love it so much, but I do. It is so soft inside and even though our house is an ice box, it keeps us so warm, no other blankets required. We do not have sheets or anything under that comforter and it is a warm little haven. While it is very warm, it isn't overly heavy, so I do not feel like I am being smothered. It is light and fluffy! 
Also, I normally sleep with earplugs, but I have just been wrapping the comforter around my head and  it really buffers the noise! This comforter is heaven sent for me!

Pros: Lovely, warm, light, soft, fluffy, oh, and sound proof! :) 
Cons: Maybe it will be too hot in the summer?