The photo is WITHOUT a doubt a king size on a queen bed.  If you have a queen and are looking for the quilt to fit as it looks in the photo you MUST buy a king set.  I have a king bed and the king quilt fits down to my wooden side rails and covers the boxspring, so I do not need a bedskirt, thank goodness.  The set is beautiful especially for the price and I do not regret my purchase, but still it does look better in the on-line photo than in person.  I have 5 non-declawed cats who play heck on regular comforters, so I have to buy quilts.  I do not care much for the two included small throw pillows.  Green or gold should have been used instead of blue since blue is not a predominant color in the quilt.  I'm not even using the blue pillow.  I have the burgandy one on a plush chair in the corner of my bedroom.