The Madison Park Essentials - Sofia Reversible Comforter Set with Bed Sheets is a complete set and even comes with a decorative pillow. The color is very neutral. Not too bright and not too dark. The shade of blue compliments the gray tones very well. The texture of the fabric is as expected for being 100% polyester. The shams have both patterns on them so can be used for both designs of the comforter. If you are looking for a nice looking bed set, complete with comforter, fitted and flat sheet, 2 pillow cases, 2 shams, and a decorative pillow, this set is a good option.