I was pleasantly surprised at how much I liked the silver color of the quilt. However, I missed the part about the quilt not including shams. I'm sure it was in the description somewhere, I just missed it. However, if I had known that I probably would not have ordered this particular one.  As far as the stain and water resistant-ness, we haven't spilled anything on it YET, so that remains to be seen. 

Pros: soft, looks good in my room
Cons: does not include shams - picture is misleading.