I bought this quilt for the winter time (I like in New England). It sits on top of my sheets, but underneath my comforter. It really does an AWESOME job of keeping me warm during the warm months (I do use the heater, however). I occasionally use it in the summer when I decide to turn the AC down, but I really think it's best used for the colder months. Definitely a great buy to keep you warm (just remember to layer a comforter on top of it!).