This is my second duvet set. I really like the quality of the fabric. It is a 100% cotton. It looks durable, and it is machine washable, too. There are a duvet cover and two standard shams only in this particular set (I ordered queen size). A duvet insert/comforter is not included in the set, so you would need to buy one separately. Before ordering one, I would recommend to check its dimensions for the perfect fit. There is a long, all the way, zipper on the side of the duvet cover, and it was very easy to insert the comforter. The shams have zippers, too. The color of the set matches the online picture perfectly, and I really like that it is reversible. The only downside of this set is that the fabric had a strong plastic smell. However, the smell disappeared after the very first wash. The smell is the reason why I rate this duvet set as a four-star product, but I would still recommend this set because of its great quality.