We are happy with it.  The "silver" is more a flat, matte grey - which is perfect for us.  The girls didn't want sparkly, glittery silver-metallic.  
It was pretty easy to assemble.  Just follow the directions which are clear and specific.  We goofed on one part because two parts looked similar but one of those two had holes drilled that we didn't notice that later mattered and we had to backtrack when we got to putting the ladder on.

Pros: Good price.  Easy to assemble.  Matte gray
Cons: Sturdy enough for kids - the bed swayed a bit when my husband used the ladder.