I'm loving it so far.  Inexperienced, I purchased a duvet from an online department store, because I'd be able to wash it in my home washer.  I  got it, and it was basically a sheet. I researched (a little late) and found that I needed to by a comforter to insert.  I'm glad I was able to get one made by the same manufacturer as the duvet, so it fits perfectly, and sleeps comfortably.