5 stars isn't enough! I absolutely love love this set. I got the king for my king bed. The comforter does extend over the bed and the bedskirt is definitely needed. The comforter is nice, thick, and fluffy. My husband even commented on it. The embroidery is greyish/silver and is in the bottom quarter of the comforter. The accent pillows is white with the matching trim. You do get one black small pillow. I wish I got the set that included the sheets but I paired it with some white sheets to complete my country chic bedroom. The quality was surprising great for the price. Definitely would buy again.