Very silky, soft texture. Love the fact it can be tossed in washer and dryer as-is (without having to remove covers & fighting to put them back on). My 3 dogs love it!
UPDATE AUG. 2017:  This bed has not stood the test of time regarding how well it stayed fluffy and gave support (what little it had to start with).  It's been flat as a pancake for quite a long time.  I have to put it on top of another flat "pancake" dog bed to give my dogs any cushion whatsoever.  Won't buy again because of this issue.