I love this quilt and shams and I did not notice any chemical smell when I opened the package so it went right on the bed.  I ordered the full/queen and we have a queen bed.  It fit perfectly.  Although we do not use a bed skirt as we want to show the bed frame. If you want it to fit as a bedspread, you should probably order a larger size.  For the money, you can't beat it, although I would prefer the quilt to be a little more plush and more material in the shams.  All in all, if it holds up well (I just received it a couple of days ago) I will be happy.  It would be great in a beach house, but we live in the desert and doesn't look out of place.