This is an attractive comforter with a very poor design.  The outside is attached to a covered pad on the inside in 4 places along the side (that don't stay tied) and no attachment to the top or bottom, resulting in lumps. Today I will retie it and hand-sew the top and bottom of the pad to the comforter.   What a bother, but fingers crossed, I'm tired of shopping for comforters and am determined to make this one work.  I also bought a steamer, hoping to remove the deep creases caused by the tight packaging it arrived in.