Whoa. This is SOFT. We just got this set for our guest room, and it's lovely. We live in LA, so weather is warmer here. I would not recommend this quilt on it's own to keep anyone warm, but after reading reviews, I expected it to be thin. If you live in a cold place, this quilt would just be a decorative, soft cover. We are using it for our nursery, and got the gray color. It's a perfect, soft, nursery gray that adds a nice textured feel to the bedding.