I deducted a star because of two things: the first is I bought a king and it barely covers my queen bed. The second is that the cotton needs to soften as it is a little scratchy after the first washing. 

It is WARM!!!!! I use a fan at night and I was sweating! So I ordered other bedding and will use this for decoration as it is too hot for me. I hope that in time, the cotton will soften up.

Other than those 2 reasons for the 4-star review, I enjoy the look of this comforter.