Love the table, however it did come banged up and there is a dent on the top of it.  I spent extra $$ to get the insurance because I was under the impression they would send me a new table top.. but that was not the case. They wanted me to send back the whole table to get another one and then have to wait all over again to receive that.  I needed the table now so instead Wayfair gave me a discount on the price.  Would have preferred a new table top though which is why I am only giving this 3 stars. Don't waste your $$ on the insurance because nobody even offered to come out to bring me a new table top.  So what's the sense of buying any insurance.. that was a rip off.