Absolutely love this comforter. We are in NYC so the summers are very warm and winters freezing. We have AC on for the summer which gets the room cold enough to need a warm cover that isn’t too hot. This is perfectly fluffy (need to fluff it out for a day or two), very soft to the touch (not slick or silky nor jersey material... just like a dry cotton fabric), and errs on the side of warm (definitely too hot for Florida!).