Even though I do still really like this bedding (purchased for our guest room), I am only giving it 2 stars because it is NOT what is pictured. The amount of white that appears in the photo makes you believe it goes up half to three quarters before the pattern/switch to solid navy. In reality the bedding is almost all navy. The white is only about 1-2' along the bottom, the pattern is practically down to the foot of the bed....I figure I will add a few white throw pillows to bring more white to the surface area to make up for the difference but be warned...