The item came without assembly instructions. On the Wayfair website the pdf given is instructions for the dresser only. 
   My husband figured it out did this sort of slowly over two days. He did have to go to the hardware store and pick up some dowels that had been left out.
     My daughter is 5’5” and about 195lb for scale (capacity is 250lb).  It seems to be sturdy for the price and she loves that she can crawl under the desk and have a “hiding spot.” It’s a bit lower than I was thinking but this is probably best for most kids. So far she is really enjoying it. It was just completed so we will see how durable it is. Either way, I’m adding the insurance just in case because she seems to really like it.