I can not accurately rate the comforter set as I have yet to receive it.. I am actually on the phone with a Wayfair representative now trying to track it down as it appears to be stuck as the warehouse.. today is 7/18 and it supposedly shipped on 7/11.  not happy right now.... updated as  finally received my comforter set.  We love it.  is stays very cold in our house so works extremely well for us.