This comforter/duvet insert is exactly what I was looking for. It's quality is the same I've experienced in 5 star luxury suites. What's even more amazing is the price. I feel like I've "gotten away with something"...sort of like I was mistakenly given a wrong, lesser price. Thanks CGK Unlimited for being the type of family-owned business that cares more for the customer's happy repeat business than the one-time quick larger profit. Oh, you can bet, I'll be a coming back time & time again for my bedding needs.