Exactly as pictured and NICE!  It's a super-TRUE-white color and comes with the liner already attached. It's a fabric liner but will be an easy snap-off to wash. It comes out of the package with fold marks but it's a beautiful set.  The best part was the length options.  I needed a much longer curtain than typically available at stores.  Wayfair had several choices for sizes and that was perfect. The curtain hooks are silver with cute white beads that allow it to be pulled easily across the rod.