Overall a nice duvet.  Only complaints are that it isn't wider to cover the sides of my mattress, but they use the standard size everyone has, and that there are no tie down points for the duvet cover.  Husband bought this and didn't know to check for tie downs.  I wash it and go to put my duvet cover over it and was very annoyed no tie down points to hold it in place.  So far though it isnt bunching up, but it did make slipping it in the cover and properly aligned much harder.