I have been cold for years, and finally said enough.  I purchased some down alternate comforters, one of heavyweight winter.  My concern was the dog ripping thru the soft material of the comforters.  This large beautiful bear paw cabinesque quilt is the last and major coup in my solution of freezing temperatures here in NW Montana.  I now fully expect to be warm and comfortable for many years ahead, and expect all the new bedding to last a long time.