I applied for a Wayfair line of credit to receive $40 off my first order of $250 or more and also special financing with 0% interest if paid in full within 12 months, but Wayfair did in fact charge me with interest at a 27.24% APR even though I met their terms and conditions. 

I ended up paying $41.86 in interest charges after paying off the full balance in only 6 months, so I brought this issue to the attention of their customer care department but was denied because they stated there were no deferred purchases even though this promotion is still offered. I would not recommend Wayfair financing to others and will not be using anymore of my $12K credit line as I do not trust Wayfair.