Total nightmare with Wayfair and Fortiva.  I haven't even had this couch for 1 month, barely sit on and it is already tearing at the seams.  Wayfair was kind enough to offer a furniture doctor to come out and fix it.  NOW - I realized that Wayfair's financing through Fortiva is a complete scam!  When you check out with Wayfair and pick Fortiva, it clearly calculates your monthly payment.  I paid 1st monthly payment in advance and noticed that I am being charged interest!  THIS IS COMPLETELY UNACCEPTABLE!  Unethical business practices.  I will be returning this couch and getting a full refund!  Unbelievable!  I AM NOT RICH AND WAYFAIR AND FORTIVA SHOULD BE ASHAMED OF THEMSELVES!