This is a beautiful rug, but the color in the center is not navy but a darker teal. It's bight and cheery. i still like the rug, but it's definitely not navy. Someone needs to check their color charts. The rug does not really need a pad unless you want more squish under your feet as opposed to a flat feel. The end fringe is white so I was thinking of giving it "tea stain." 

Pros: soft, low pile, cheery.
Cons: white fringe will most likely get soiled, color described incorrectly