OK, so after reading the reviews I'd like to offer some clarifications:

The coverlet isn't quilted...it's more like it was heat stamped in a scallop pattern.  That said, it does remind me of a coverlet you'd find at a nicer hotel.  So aside from the fact it isn't actually quilted, it's still an acceptable 'quilt'.  
The quilt is pretty thin.  I moved from eastern Washington to New Mexico last year and when I put my winter bedding on the bed it was waaaaay too warm for the climate down here, which is why I tried this quilt.  It is very lightweight and worked perfectly with my flannel sheets to keep me warm last night.  
For the price, this is a definite 5 star "quilt".