This is a beautiful set and incredibly well-priced for everything you get.  Very soft.  This comforter is a duvet with the insert included - an excellent deal because you can easily wash the duvet.  Or change out the insert for a heavier one in winter.  We got the light brown one which works beautifully with our white-washed headboard.  I bought the bear pillow to complete the look and keep my husband happy. . The cat isn’t included with the set!