Thought it would be something I could use without a duvet cover and I suppose I can as it has that shiny look to it, but really it is just like one of those white duvets that do need a cover.  It' s thinner than in the photo.  I guess for the price one can't complaint and it will do, though maybe had I been able to see it before buying it I would of gone for something else even if I had to pay that bit more.  Yet I will keep it and wear it out.  It's ok.