Great overall set up.  The gel memory foam portion is as advertised, actually is medium firmness, but is still very plush and comfortable.  The pad that comes with it is also great!  My favorite part about it is that it VERY tightly wraps around the topper and mattress so that everything stays in place.  The topper is also very comfortable and adds a layer of cooling to the set.  It’s just some high quality stuff that is well thought out and put together in an easy to use package.  Anyone that gave this product anything but 4 or 5 stars clearly didn’t understand what they were purchasing.