Given phrases that describe the relationship between two words/phrases as options, extract the word/phrase pair and the corresponding lexical relationship between them from the input text. The output format should be "relation1: word1, word2; relation2: word3, word4". Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

“While demand for credit is more from the retail segments, corporate India is still unwilling,” said Soumya Kanti Ghosh, chief economic adviser, State Bank of India, adding that fresh credit demand from stalled projects that have been cleared and the new ones that have got approvals would start only from the third quarter.

Answer: industry: fresh, retail