Utilize the input text as a context reference, choose the right relationship between Capital One and Financial Services from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

Capital One Financial Corp (COF.N), American Express Co (AXP.N) and Discover Financial Services (DFS.N) are among other card issuers that have been fined by the CFPB since 2012.

Answer: industry