Utilize the input text as a context reference, choose the right relationship between CommonBond and student loan from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

CommonBond competes with Social Finance Inc or SoFi for student loan refinancing business.

Answer: product_or_material_produced