Given phrases that describe the relationship between two words/phrases as options, extract the word/phrase pair and the corresponding lexical relationship between them from the input text. The output format should be "relation1: word1, word2; relation2: word3, word4". Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

Still, whether unsophisticated retail savers really understand bond risks largely depends on the explanations they get from staff in banks’ branches, said Angelo Drusiani, an adviser at Milan-based private bank, Banca Albertini Syz.

Answer: industry: savers, retail