Given phrases that describe the relationship between two words/phrases as options, extract the word/phrase pair and the corresponding lexical relationship between them from the input text. The output format should be "relation1: word1, word2; relation2: word3, word4". Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

Kent Reliance pays 1.45pc, while Virgin Money, a bank owned by the Virgin Group and founded by Sir Richard Branson in 1995, pays 1.41pc.

Answer: founded_by: Virgin Group, Richard Branson; industry: Virgin Group, bank; director_/_manager: Virgin Group, Richard Branson