Utilize the input text as a context reference, choose the right relationship between PACCAR and truck from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

PACCAR Financial is increasing our retail used truck center capacity worldwide, which enhances margins.

Answer: product_or_material_produced