Utilize the input text as a context reference, choose the right relationship between Chanda Kochhar and ICICI Bank from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

ICICI Bank Managing Director and Chief Executive Chanda Kochhar said, "The bank's capital adequacy is well in excess of regulatory requirements and the bank is not expected to require fresh equity capital for the next couple of years."

Answer: employer