Given the input sentence, please extract the subject and object containing a certain relation in the sentence according to the following relation types, in the format of "relation1: word1, word2; relation2: word3, word4". Relations include: product/material produced; manufacturer; distributed by; industry; position held; original broadcaster; owned by; founded by; distribution format; headquarters location; stock exchange; currency; parent organization; chief executive officer; director/manager; owner of; operator; member of; employer; chairperson; platform; subsidiary; legal form; publisher; developer; brand; business division; location of formation; creator.

"The poor employment scope with the increased scale of finance for the technical and professional courses is the primary reason behind the poor repayment of education loans," State Bank of India told ET, responding to a questionnaire sent to chairman Arundhati Bhattacharya .

Answer: employer: Arundhati Bhattacharya, State Bank of India