Given the input sentence, please extract the subject and object containing a certain relation in the sentence according to the following relation types, in the format of "relation1: word1, word2; relation2: word3, word4". Relations include: product/material produced; manufacturer; distributed by; industry; position held; original broadcaster; owned by; founded by; distribution format; headquarters location; stock exchange; currency; parent organization; chief executive officer; director/manager; owner of; operator; member of; employer; chairperson; platform; subsidiary; legal form; publisher; developer; brand; business division; location of formation; creator.

“While demand for credit is more from the retail segments, corporate India is still unwilling,” said Soumya Kanti Ghosh, chief economic adviser, State Bank of India, adding that fresh credit demand from stalled projects that have been cleared and the new ones that have got approvals would start only from the third quarter.

Answer: industry: fresh, retail