Utilize the input text as a context reference, choose the right relationship between Gail Kelly and Westpac from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

The last time it happened with an Australian top weight was October 2008 when Westpac CEO Gail Kelly effectively spat in Mr Market's face by increasing the bank's dividend and denying point blank that it couldn't be maintained.

Answer: employer