Utilize the input text as a context reference, choose the right relationship between Hiscox and insurance from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

The whole point of insurance is to protect against unpredictable risks, and so it’s only right that the Hiscox team are scanning the horizon for the next big claim.

Answer: industry