Given the input sentence, please extract the subject and object containing a certain relation in the sentence according to the following relation types, in the format of "relation1: word1, word2; relation2: word3, word4". Relations include: product/material produced; manufacturer; distributed by; industry; position held; original broadcaster; owned by; founded by; distribution format; headquarters location; stock exchange; currency; parent organization; chief executive officer; director/manager; owner of; operator; member of; employer; chairperson; platform; subsidiary; legal form; publisher; developer; brand; business division; location of formation; creator.

bull Experience working on projects encompassing both IT systems and business process change is a must bull Product lifecycle knowledge of credit cards, mortgages, andor personal loans is a strong plus bull Prior working experience with Citibank or Retail banking or Credit Cards or Consumer Risk is a strong plus bull Agile project experience is a strong plus bull BS or equivalent technology degree Qualifications ndash Skill bull Extremely strong listening, requirements elicitation, analysis and problem solving skills bull Extremely strong interpersonal skills ndash collaboration across multiple business and technology functions, relationship building and consensus building are a must bull Extremely strong documentation and oral communications skills bull Be a self-starter and work productively with minimal direction bull Learn quickly and produce under pressure and tight deadlines bull Demonstrate functional and business knowledge regarding prior projects bull Strong SQL data querying and analysis skills bull Strong Excel, Visio, PowerPoint, MS Word and MS Access knowled Key Skills Business Analyst, Retail Risk Business Analyst, Retail Risk

Answer: industry: minimal, Retail