Utilize the input text as a context reference, choose the right relationship between Ally Financial and Ally Bank from the options. Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

In December 2013, the CFPB and the Justice Department ordered Ally Financial Inc. and Ally Bank to pay $80 million in consumer restitution and an $18 million civil penalty for similar discrimination against 235,000 minority auto loan borrowers in a similar scheme.

Answer: subsidiary