Given phrases that describe the relationship between two words/phrases as options, extract the word/phrase pair and the corresponding lexical relationship between them from the input text. The output format should be "relation1: word1, word2; relation2: word3, word4". Options: product/material produced, manufacturer, distributed by, industry, position held, original broadcaster, owned by, founded by, distribution format, headquarters location, stock exchange, currency, parent organization, chief executive officer, director/manager, owner of, operator, member of, employer, chairperson, platform, subsidiary, legal form, publisher, developer, brand, business division, location of formation, creator.

MUMBAI: Private equity fund managers and asset reconstruction companies have told Reserve Bank of India Governor Raghuram Rajan that the absence of a bankruptcy law and banks' reluctance to take bigger losses were stumbling blocks in his efforts to cleanse the banking system of bad loans.

Answer: employer: Raghuram Rajan, Reserve Bank of India