Please answer the given financial question based on the context.
Context: s c h e d u l e i v ace limited and subsidiaries s u p p l e m e n t a l i n f o r m a t i o n c o n c e r n i n g r e i n s u r a n c e premiums earned for the years ended december 31 , 2009 , 2008 , and 2007 ( in millions of u.s . dollars , except for percentages ) direct amount ceded to companies assumed from other companies net amount percentage of amount assumed to .
|for the years ended december 31 2009 2008 and 2007 ( in millions of u.s . dollars except for percentages )|direct amount|ceded to other companies|assumed from other companies|net amount|percentage of amount assumed to net|
|2009|$ 15415|$ 5943|$ 3768|$ 13240|28% ( 28 % )|
|2008|$ 16087|$ 6144|$ 3260|$ 13203|25% ( 25 % )|
|2007|$ 14673|$ 5834|$ 3458|$ 12297|28% ( 28 % )|
.
Question: what percent of the direct amount is ceded to other companies in 2009 , ( in millions ) ?


Answer: The answer is:0.38553