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OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating (FSR) of A (Excellent) and a Long-Term Issuer Credit Ratings (Long-Term ICR) of a+ of Grange Insurance Company and its pooled subsidiaries and reinsured affiliates. All companies are domiciled in Columbus, OH and collectively are called Grange. (See below for a detailed listing of the companies.) These Credit Rating (ratings) reflect Granges balance sheet strength, which AM Best assesses as strongest, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management. The outlook revisions to positive are based on AM Bests expectation of sustained improvement in Granges underwriting and operating performance, despite modest volatility from weather-related events, while maintaining the strongest level risk adjusted capital, as measured by Bests Capital Adequacy Ratio (BCAR). Granges strategic profitability initiatives have resulted in underwriting performance metrics that outperformed its peer group in recent years and, combined with growing investment income, has resulted in continued organic surplus growth. Grange provides personal and commercial lines products throughout the Midwest and Southeast and has an established position as one of the largest auto writers in Ohio. The ERM program includes a formal risk reporting process, established tolerance levels and risk limits, and stress testing for significant risks. The FSR of A (Excellent) and the Long-Term ICRs of a+ have been affirmed with the outlooks revised to positive from stable, for the following members of the Grange Insurance Pool: This press release relates to Credit Ratings that have been published on AM Bests website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Bests Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Bests Credit Ratings. For information on the proper media use of Bests Credit Ratings and AM Best press releases, please view Guide for Media - Proper Use of Bests Credit Ratings and AM Best Rating Action Press Releases. AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com. Copyright 2021 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

Answer: AM Best Revises Outlooks to Positive for Members of Grange Insurance Pool