Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. 
Text: 'The client has attributes as follows: The state of Installment is 565.26. The state of Loan Purpose is debt_consolidation. The state of Loan Application Type is Individual. The state of Interest Rate is 18.55%. The state of Last Payment Amount is 565.26. The state of Loan Amount is 22000.0. The state of Revolving Balance is 20385.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 0.0. The state of Mortgage Accounts is 0.0. The state of Grade is D. The state of Open Accounts is 9.0. The state of Revolving Utilization Rate is 48.5%. The state of Total Accounts is 16.0. The state of Fico Range Low is 685.0. The state of Fico Range High is 689.0. The state of Address State is CA. The state of Employment Length is 3 years. The state of Home Ownership is RENT. The state of Verification Status is Verified. The state of Annual Income is 77000.0.' 
Answer:

Answer: bad