Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. 
Text: 'The client has attributes as follows: The state of Installment is 408.48. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 18.25%. The state of Last Payment Amount is 30.8. The state of Loan Amount is 16000.0. The state of Revolving Balance is 22500.0. The state of Delinquency In 2 years is 0.0. The state of Inquiries In 6 Months is 2.0. The state of Mortgage Accounts is nan. The state of Grade is D. The state of Open Accounts is 15.0. The state of Revolving Utilization Rate is 94.5%. The state of Total Accounts is 23.0. The state of Fico Range Low is 695.0. The state of Fico Range High is 699.0. The state of Address State is OH. The state of Employment Length is 10+ years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Verified. The state of Annual Income is 49000.0.' 
Answer:

Answer: bad