Assess the client's loan status based on the following loan records from Lending Club. Respond with only 'good' or 'bad', and do not provide any additional information. For instance, 'The client has a stable income, no previous debts, and owns a property.' should be classified as 'good'. 
Text: 'The client has attributes as follows: The state of Installment is 498.56. The state of Loan Purpose is credit_card. The state of Loan Application Type is Individual. The state of Interest Rate is 17.14%. The state of Last Payment Amount is 498.56. The state of Loan Amount is 20000.0. The state of Revolving Balance is 19119.0. The state of Delinquency In 2 years is 1.0. The state of Inquiries In 6 Months is 1.0. The state of Mortgage Accounts is 4.0. The state of Grade is D. The state of Open Accounts is 18.0. The state of Revolving Utilization Rate is 55.3%. The state of Total Accounts is 32.0. The state of Fico Range Low is 725.0. The state of Fico Range High is 729.0. The state of Address State is NJ. The state of Employment Length is 4 years. The state of Home Ownership is MORTGAGE. The state of Verification Status is Source Verified. The state of Annual Income is 190000.0.' 
Answer:

Answer: bad