Given a text T, and several options, according to the question posed in the text T to choose the most appropriate option from the options as the answer, please directly output the most appropriate option, do not need to output the explanation.

A creditor most likely would consider a decrease in which of the following ratios to be positive news?
Option A:Interest coverage (times interest earned).
Option B:Debt-to-total assets.
Option C:Return on assets.

Answer: B