Given a text T, and several options, according to the question posed in the text T to choose the most appropriate option from the options as the answer, please directly output the most appropriate option, do not need to output the explanation.

After interviewing a client in order to prepare a written investment policy statement (IPS), you have established the following: ●The client has earnings that have exceeded €120,000 (pre-tax) each year for the past five years. ●She has no dependents. ●The client’s subsistence needs are approximately €45,000 per year. ●The client states that she feels uncomfortable with her lack of understanding of securities markets. ●All of the client’s current savings are invested in short-term securities guaranteed by an agency of her national government. ●The client’s responses to a standard risk assessment questionnaire suggest she has low risk tolerance. The client is best described as having a:
Option A:low ability to take risk, but a high willingness to take risk.
Option B:high ability to take risk, but a low willingness to take risk.
Option C:high ability to take risk and a high willingness to take risk.

Answer: B