Premise: oh yeah yeah it's um well of course on the green card you have to pay it when the bill comes in so there isn't any but on the Optima card it's um let's see right now it's running at about it's not too bad it's actually it's about sixteen and a half percent which is pretty good as far as credit cards go
Hypothesis: There are few interests rate lower than 16.5% and I appreciated what I saw. 
Label: neutral