SCHEMA:
CREATE TABLE table_name_72 (jerseys INTEGER, young_rider VARCHAR, giro_wins VARCHAR, points VARCHAR, different_holders VARCHAR)
USER:
what is the highest jersey when points is 0, different holders is less than 3, giro wins is less than 1 and young rider is more than 1?

QUERY:
SELECT MAX(jerseys) FROM table_name_72 WHERE points = 0 AND different_holders < 3 AND giro_wins < 1 AND young_rider > 1