Understand that not only does this mean that people are going to have to eat dog food when they retire because they don't have enough money put away, it also means that making the decision is so hard that they pass up significant matching money from the employer.
Razumijte da ovo ne znači samo da će ljudi morati jesti samo pseću hranu kada odu u mirovinu jer nemaju dovoljno novca za bilo što drugo, to također znači da je odlučivanje toliko teško da će oni propustiti priliku da njihov poslodavac uloži koliko i oni.