You ever wonder why you don’t usually miss the money that goes to your income tax? Since you never see it and you never see yourself lose it, you learn to live without it. You can do the same for your savings: Right as you receive your paycheck, take a percentage out of it for your savings.
Naisip mo ba kung bakit hindi mo ganoong napapansin ang perang napupunta sa iyong income tax? Dahil hindi mo ito nahahawakan at hindi mo ito nakikitang mawala, nakasanayan mong mabuhay ng wala nito. Kaya mo itong gawin rin para makapag-ipon: Sa oras na nakuha mo ang iyong suweldo, kumuha ka ng ilang pursyento nito para sa iyong ipon.