You get the exact same item, but you’ll pay extra *just* because of the interest charges and all the other hidden fees (and did you know that many stores offer discounts when you pay in cash?).
Makukuha mo ang parehong bagay, pero mas-mahal siya dahil sa interest charges at hidden fees (at alam mo ba na may mga discount ang ibang tindahan kapag cash ang ginamit mo?).