Another drawback is that the first half of the payment is for the borrower to especially severe. If we are talking about a big loan it can become a heavy burden for the borrower.
Disbentaha isa pang na ang unang kalahati ng pagbabayad sa borrower ay partikular na malubhang. Kung ito ay isang malaking utang maaaring ito ay isang mabigat na pasanin para sa borrower.