You’ll probably notice that even if your income does increase (from pay raises and promotions), expenses always grow to eat it up. The BIG problem with this is that someday you’ll retire, lose that income, AND have no savings to support your old lifestyle.
Napansin mo siguro na kahit tumaas ang sahod dahil sa mga pay raises at promotion, inuubos pa rin ito ng iyong mga gastusin. Ang problema dito ay dahil balang araw, tatanda ka rin, titigil sa pagtratrabaho, at wala ka ring naipon para sa iyong pangkabuhayan.