Unlike investing in individual stocks and bonds (or other assets) where you are the one responsible for choosing where you want to invest your money, mutual funds and ETFs are managed by professionals known as money managers or fund managers.
Di tulad ng paginvest sa paisaisang stocks at bonds (o iba pang assets) kung saan ikaw ang responsable sa pagpili ng kung saan mo ilalagay ang iyong pera, ang mga mutual fund at ETF ay pinamumunuan ng mga propesyonal tulad ng mga money managers at fund managers.