While the fee makes the value of a single transfer of money almost unnoticeably less (just 5 pennies off for a tourist converting 1,000 U.S. dollars to Euros), it makes the shuttling of money thousands of times between different bank accounts or currencies much costlier.
Habang ang bayad ay gumagawa ang halaga ng isang solong transfer ng pera halos unnoticeably mas mababa (lamang 5 pennies off para sa isang turista pag-convert ng $ 1000 sa Euros), gumagawa ng shuttling ng pera libu-libong beses sa pagitan ng iba't ibang bank account o pera marami costlier.