This service is not provided with the express purpose to delay or hold payment, or to ensure the security of the money. In most countries, if the Receiver shows valid documents that verify his or her identity, the money transfer is paid out, even when the answer to the Test Question is not known by the Receiver.
Ngunit ang pamamaraang ito ay hindi ginagamit upang i-delay o i-hold ang pagtanggap ng pera o kaya ay gawing mas sigurado ang padala ng pera. Karaniwan, kapag ang taong tatanggap ng padalang pera ay nakapagbigay o nakapagpakita ng identification documents, ang pera ay ibibigay sa kanila kahit hindi nila alam ang sagot sa "Test Question".