# Job Position
**Position:** Principal Data Scientist

**Company:** Citizens

**Location:** Westwood, MA

**Work Type:** Full-time

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## Job Description

Description

Consumer Banking Credit Risk Modeling team is seeking a Senior Data Scientist to develop Credit Risk models for the Consumer Lending Portfolios (Credit Card, HELOC, Mortgage, Education loans, Personal Loan, POS loan etc.). The Senior Data Scientist will focus on translating business needs into analytics and providing modeling solutions that are either regression or Machine Learning based. This role will also support risk-related business initiatives and perform analytics on an ad-hoc basis. In this role, you have a great opportunity to innovate, explore and apply the latest technologies to various business problems in loss prevention.

Primary Responsibilities Include

Develop and maintain the Credit Risk (Scorecard) models and attributes that drive impactful decisions for the